Auto Insurance
Auto insurance is important because it protects you if your car is damaged by an accident. Without adequate insurance, you could put yourself at significant financial risk if you are responsible for an accident. We offer auto insurance here at Rapid Rates Insurance in Texas. Let us help you find a policy customized to your needs.
Auto Insurance Requirements
Texas requires all motorists to obtain auto insurance. Your policy must also meet at least the minimum required liability limits, including:
- Bodily injury coverage- $30,000 for each person and $60,000 for each accident
- Property damage coverage- $25,000
Failure to obtain insurance can result in severe consequences, including license suspension.
Auto Insurance Coverage
You can choose from any of the following auto insurance coverage options:
- Comprehensive- If your vehicle is damaged due to theft, fire, storms, vandalism, or animals, this will cover the costs to repair or replace your car.
- Collision- If your vehicle sustains damage following an accident with another vehicle, this will cover the costs of repairing or replacing your car.
- Uninsured/underinsured- If you are involved in an accident with another motorist who does not have insurance or not enough insurance and is at fault for the accident, this will cover you.
- Roadside assistance- If your vehicle breaks down, runs out of gas, or needs a tire change, a technician will be dispatched to assist you with this coverage.
- Medical payments- This will cover both you and your passengers’ medical expenses if you become injured due to an accident. Additionally, it will cover funeral expenses.
Quotes
To obtain a quote for auto insurance, please give us a call here at Rapid Rates Insurance. We are located in Texas.
