Motor Home Insurance

Do you own a motorhome and live in Texas? If so, you should do what is right and obtain the necessary protection to protect your investment. We offer motorhome insurance here at Rapid Rates Insurance. Whether you take your motorhome on the road or leave it parked at your residence, you will still need to obtain insurance.

Motorhome Insurance Requirements

You must obtain insurance if you own a motorhome and reside in Texas. The following minimum coverage is required:

  • Medical benefits- This covers your medical costs if your motorhome sustains damage following an accident.
  • Bodily injury liability- This covers medical costs for another person if you cause an accident.
  • Property damage liability- This will cover repair or replacement expenses for a property that you have caused damage.

Motorhome Insurance Coverage

You may also choose to obtain additional coverage for your motorhome, including:

  • Uninsured/underinsured coverage- This will cover your medical expenses if you are involved in an accident with another motorist who does not have insurance or does not have enough insurance and causes an accident.
  • Collision- This will cover the costs to repair or replace your motorhome if you are involved in an accident with another motorist.
  • Comprehensive- This will cover your repair or replacement expenses if your motorhome is damaged due to theft, vandalism, storms, etc.
  • Roadside assistance- If your motorhome needs a jump start, a tire change, or a tow, this will provide the necessary services while you are on a road trip.

We cover all of the following types of motorhomes:

  • Class A motorhomes
  • Class B motorhomes
  • Class C motorhomes
  • Fifth wheels
  • Travel trailers
  • Motorhome bus conversion
  • Truck campers

Quotes

To obtain a quote for motorhome insurance, please give us a call here at Rapid Rates Insurance. We are located in Texas.

Request A Quote