Umbrella Insurance

While most people have insurance policies on the things most important to them, such as their vehicles, house, or business, many do not realize how beneficial umbrella insurance can be in addition to their regular policies.

Umbrella insurance was created to provide an extra layer of coverage for the things that are most important to you. It can be very beneficial in a variety of ways. The agents at Rapid Rates Insurance in Texas are explaining the types of umbrella coverage options available to you, which will give you coverage protection far beyond the current limitations of your regular insurance policies.

Types of Umbrella Coverage

Umbrella insurance offers extra coverage on top of your regular auto insurance or home or business policies. It can even offer you coverage for things not covered under regular insurance policies, such as slander, false arrest, libel, and even extra insurance coverage for rental properties you may own.

As a homeowner, an umbrella insurance policy can come in handy if an incident occurs. For example, if someone trips and falls on the stairs of your front porch and is injured, that person's medical bills and time off work may not be completely covered under your regular homeowner's insurance policy. Umbrella insurance will provide the extra coverage needed to help pay for everything associated with the incident. This works the same way for business insurance as well as auto insurance. If medical bills or other costs exceed the limits of your regular policies, umbrella insurance will take over and cover the excess.

Contact Us

If you are interested in creating an umbrella insurance policy that will help you receive the amount of coverage you need for your home, auto, or business, contact the experienced and trusted agents at Rapid Rates Insurance in Texas today!